Terms & Conditions
Effective Date: 08-Feb-2026
Welcome to LoansForBadCredit.ca (the “Website”).
By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Website.
1. About Our Service
LoansForBadCredit.ca is an independent advertising and lead-generation platform.
We are not a lender, broker, financial institution, or credit decision-maker. We do not provide loans, approve applications, or determine interest rates or loan terms.
Our role is to connect users with third-party lenders, loan providers, or affiliate partners.
2. No Financial Advice
All content provided on this Website is for informational and general advertising purposes only.
Nothing on this Website should be considered:
Financial advice
Credit counseling
Legal advice
A loan offer or guarantee
You should consult qualified professionals before making financial decisions.
3. Third-Party Offers and Services
The Website may display:
Affiliate links
Advertisements
Embedded loan request forms
Third-party widgets
Any services you access through these third parties are provided solely by them.
We do not control, endorse, or guarantee:
Loan approval
Interest rates
Fees
Repayment terms
Lender conduct
Your relationship is directly with the third-party provider.
4. Loan Application Forms
Some application forms on this Website are operated entirely by third-party partners.
LoansForBadCredit.ca does not collect or store the information submitted through these forms.
By submitting information, you acknowledge it may be shared with:
Lenders
Brokers
Affiliate networks
Marketing partners
Their privacy practices apply.
5. User Responsibilities
By using this Website, you agree that you will:
Provide accurate information when contacting us
Use the Website for lawful purposes only
Not misuse, disrupt, or attempt to harm the Website
6. Eligibility
This Website is intended for Canadian residents who are at least:
18 years old, or
The age of majority in their province
We do not knowingly provide services to minors.
7. Limitation of Liability
To the maximum extent permitted by law, LoansForBadCredit.ca shall not be liable for any damages arising from:
Use of or inability to use the Website
Any third-party loan products or services
Loan denials, repayment issues, or disputes
Errors or omissions in Website content
Use of this Website is at your own risk.
8. Intellectual Property
All content, branding, text, logos, and design on this Website are the property of LoansForBadCredit.ca unless otherwise stated.
You may not copy, reproduce, or distribute Website materials without written permission.
9. Changes to Terms
We may update these Terms at any time. Continued use of the Website means you accept any revised Terms.
10. Contact
For questions regarding these Terms, contact: